Investment Disclaimer

1. Not Financial Advice

Trio and its AI-powered recommendations are educational tools designed to help you track and analyze your investment portfolio. We are not a registered:

• Broker-dealer
• Investment advisor
• Financial planner
• Tax advisor
• Legal advisor

Nothing on our platform should be construed as personalized investment advice. All investment decisions are made at your own discretion and risk.

2. AI-Generated Recommendations

Our AI assistant provides recommendations based on:

• Your portfolio data
• Historical market trends
• General investment principles
• Risk assessment algorithms

However, AI recommendations may:

• Be based on incomplete or outdated data
• Contain errors or inaccuracies
• Not consider your complete financial situation
• Not account for tax implications
• Not reflect sudden market changes
• Be inappropriate for your specific circumstances

3. Investment Risks

Investment risks include, but are not limited to:

• Market Risk: Securities can decline in value due to market conditions
• Volatility Risk: Investment values can fluctuate significantly
• Liquidity Risk: You may not be able to sell investments quickly
• Currency Risk: Exchange rate fluctuations can affect returns
• Concentration Risk: Overexposure to specific assets or sectors
• Inflation Risk: Returns may not keep pace with inflation
• Political/Regulatory Risk: Government actions can impact investments

4. Data Accuracy

While we strive for accuracy, we cannot guarantee:

• Real-time price accuracy - market data may be delayed or incorrect
• Portfolio calculation accuracy - results depend on your input data
• News accuracy - news feeds come from third-party sources
• Historical data completeness - some data may be missing or incomplete

Always verify critical information with official sources before making decisions.

5. Third-Party Data Sources

Our platform aggregates data from third-party providers including:

• CoinGecko - Cryptocurrency prices
• Yahoo Finance - Stock prices
• News RSS feeds - Market news

We are not responsible for errors, delays, or interruptions from these third-party sources.

6. No Guarantees or Warranties

We make no guarantees regarding:

• Investment performance or returns
• Accuracy of AI recommendations
• Suitability of investment strategies
• Profitability of portfolios
• Achievement of financial goals

7. Cryptocurrency Risks

Cryptocurrency investments are particularly risky and speculative:

• Extreme price volatility
• Regulatory uncertainty
• Potential for total loss
• Limited investor protections
• Security risks (hacking, fraud)
• Technological risks

Only invest what you can afford to lose entirely.

8. Tax Implications

We do not provide tax advice. Important considerations:

• Investment gains may be taxable
• Tax treatment varies by jurisdiction
• Cryptocurrency taxes can be complex
• You are responsible for your tax obligations
• Consult a tax professional for advice

9. Forward-Looking Statements

Any forward-looking statements, projections, or estimates on our platform are speculative and based on assumptions that may not materialize. Actual results may differ materially. Do not rely on projections for investment decisions.

10. User Responsibility

As a user, you are responsible for:

• Your own investment research and due diligence
• Verifying all data and information
• Understanding your risk tolerance
• Seeking professional advice when needed
• Complying with applicable laws and regulations
• Maintaining the accuracy of your portfolio data

11. No Fiduciary Relationship

By using Trio, no fiduciary relationship is created between you and Trio, its officers, employees, or affiliates. We do not have a duty to act in your best financial interest.

12. Limitation of Liability

To the maximum extent permitted by law, Trio is not liable for:

• Investment losses or financial damages
• Missed investment opportunities
• Errors in data or calculations
• Third-party service failures
• Technical malfunctions or downtime
• Tax penalties or legal issues

13. Professional Advice

14. Changes to Disclaimer

We may update this disclaimer at any time without notice. Your continued use of the platform constitutes acceptance of any changes. Review this page periodically for updates.

15. Contact Information

If you have questions about this disclaimer: